Declaring yourself bankrupt should be a last resort, where you have exhausted all other avenues and you know that this is the only option left.
If you are sure that declaring yourself bankrupt is the only option you have left, the first thing you need to do is find yourself an attorney that specializes in that field in the area in which you live.
There are so many factors to consider before doing declaring yourself bankrupt and a lawyer specializing in bankruptcy can advise you on whether or not there are alternative options to bankruptcy available to you, or if you even need to file for bankruptcy. The only way you will know is to book a consult with a bankruptcy lawyer and put all your cards on the table so they can access your individual situation and advise you of your options.
I would hope that you don't have many friends who have been through the struggles that you are facing but it doesn't hurt to confide in someone who may have been through what your going through or know someone who has.
You can often times find yourself excellent information and solid advise from someone who has been where you are and has first hand experience that you may not find otherwise from people who have been through what you are going through.
